The Top Up Medicare policy covers hospitalization expenses incurred in India during the policy period that exceeds the threshold level or any reimbursed or reimbursable amount under any health insurance policy/reimbursement scheme, whichever is higher, up to the sum insured stated in the policy. Various options with a different sum insured and threshold levels are available under this United India Insurance policy. The sum insured is available both on individual and floater basis. The Super Topup Medicare covers hospitalization expenses if the total expenses cross the threshold level or the amount to be received by any health insurance policy. The sum insured is available between Rs 1 lakh and Rs 3 lakh in multiples of Rs 50,000. An insured beyond 80 years can continue to be covered under the Senior Citizens health insurance policy provided the policy has been renewed without any break. This plan is specially designed for citizens between the ages of 61 years and 80 years. The sum insured is available between Rs 2 lakh and Rs 20 lakh in multiples of Rs 50,000. The same policy can be renewed after attaining 35 years if the Platinum policies are renewed without any gap.
This policy by United India Insurance is available in Gold, Platinum and Senior Citizen variants. Individuals, families as well as senior citizens can opt for this policy. It also provides domiciliary hospitalization benefits and covers the cost of day care & AYUSH treatments. The Individual Health Insurance policy covers the insured against any disease contracted or injuries or illnesses suffered during the policy period that requires hospitalization or medical/surgical treatment. It covers hospitalization expenses, day care treatment as well as ayurvedic treatment taken in a government recognized hospital/ institute.
For the purpose of coverage, the family comprises of the insured, spouse and dependent children. The Family Medicare 2014 policy covers all the members of the family under a single sum insured. Health Insurance Policy - Family Medicare 2014 ^The above table mentions the total number of grievances solved by United India Insurance during the year 2018-19. *The ICR mentioned in the table is for the year 2018-19. United India Insurance Company Limited - Health Insurance Highlights
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